Experienced, aggressive,
and effective representation
of personal injury in
Charleston, South Carolina.

We can help you put your life
back together and make sure
that you get help from
those who injured you.

We understand the impact
that a serious accident
can have on your life.

Job injury?
Let us help you get compensated
for your lost wages and medical bills.

Auto Accidents: Settlement Analysis

Property Damage General Overview

The Car

Market value of the car (and any contents) at the time just before it was damaged.

Problem Situations:

“Market Value” is what another person in the general public likely would have been willing to pay for your car. To determine a reasonable estimate of this value both sides usually look at recent publications/records as to what a particular make and model of car is/was being purchased for by general public buyers.

“Market Value” is not based on your opinion of value although your opinion might be similar to what others would be willing to pay.

Question:  What if you owe $20,000.00 on a car loan for the car but the car is only worth a market value of $12,000.00?
Answer:  The other driver (or his insurance company) are only obligated to pay the $12,000.00. You are left with the $3,000.00 owed on the loan. Not a good circumstance.

The Car Contents

“Market Value” of items you had in the car that were damaged by the accident. Examples: eye glasses, ipod, clothing, furniture, appliances you were transporting, jewelry Note: The specifics of each circumstance and case affect the value. Remember any time both sides can’t agree, a judge or jury has to decide it for both sides. That always takes longer. You can’t force someone to agree.

Loss of use – Rental car

If the car is repairable the other driver’s insurance is usually responsible to pay for a rental car of a similar type for only the reasonable time period for repairs.

Please click here for additional questions that have to be answered in almost every car accident case.

You may also view a general flow chart for an auto accident claim or an evidence flow chart in a jury case.